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Search across guides, API references and incident notes.

Frequent questions

The five we answer most often.

Why is my transfer still pending?

Most pending transfers are waiting on the receiving institution, not on us. ACH settles in one to three business days, SEPA within one, and wires same day if submitted before cut-off.

Check the transfer's status_reason field first — it names the exact stage.

How do I move from sandbox to production?

Swap the base URL and the key prefix from sk_test_ to sk_live_. Nothing else in your integration changes.

Before that switch, work through the go-live checklist in the documentation.

A webhook never arrived. What now?

Check that your endpoint returned a 2xx within 5 seconds. Anything slower is treated as a failure and retried with backoff.

Every delivery attempt, including failures, is visible in the dashboard under Developers → Webhooks.

Do we need our own banking licence?

It depends on your market and product. Some operators run under their own licence, others through a sponsoring institution. We will tell you which applies to your case on the first call, before any commercial discussion.

Can we export our data if we leave?

Yes. Accounts, balances and full transaction history export in standard formats, at any time, with no lock-in clause on your own records.

Still stuck?

Open a ticket and an engineer will get back to you.

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Email

Answered within one business day.

info@securepaymentz.com

Phone

Monday–Friday, 9AM–6PM EST.

802-448-2467

Status

Live platform availability and incidents.

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