Compliance & Security

    Compliance built into the core

    KYC/AML workflows, PCI-DSS readiness, SOC 2 controls, role-based access, and audit trails — designed to satisfy sponsor banks, auditors, and regulators from day one.

    KYC / KYB Workflows

    Identity verification, document capture, and business onboarding with configurable risk tiers.

    AML Monitoring

    Transaction monitoring rules, watchlist screening, and case management for suspicious activity.

    PCI-DSS Readiness

    Hosted card fields, tokenization, and network segmentation to keep cardholder data out of your scope.

    SOC 2 Controls

    Access reviews, change management, encryption, and vendor controls aligned to SOC 2 Type II.

    Role-Based Access

    Granular permissions, least-privilege defaults, and separation of duties for reviewers and approvers.

    Audit Trails

    Immutable logs of every admin, API, and cardholder action — retained for regulator requests.

    What's included

    Everything you'll be asked for in a sponsor bank or auditor review.

    Configurable KYC risk scoring and re-verification policies
    Sanctions, PEP, and adverse media screening
    SAR/CTR generation support with case history
    Encryption in transit and at rest with key rotation
    Evidence exports for auditors and regulators
    Compliance and security are the foundation every regulated financial product is built on. Customers rarely see this layer, but regulators, auditors, banking partners, and enterprise buyers see very little else. A serious posture here shortens sales cycles, opens partner conversations, and — most importantly — keeps your customers' money and data safe.

    The compliance frameworks that matter

    For most fintech products, the relevant frameworks are PCI-DSS for card data, SOC 2 Type II for operational controls, GDPR and CCPA for personal data, and the domain-specific rules of whichever jurisdiction hosts your customers — BSA/AML in the U.S., the EU AMLD directives in Europe, and equivalents elsewhere.

    Each framework asks a similar underlying question: can you prove that the right people have the right access, that changes are reviewed, that incidents are handled, and that data is protected in transit and at rest?

    Security controls that hold up under real scrutiny

    Marketing pages tend to list encryption and MFA as if they were the whole picture. In practice, auditors and skeptical enterprise buyers look for a much wider set of controls — and expect to see evidence, not slogans.

    • Encryption in transit (TLS 1.2+) and at rest with managed keys
    • Hardware-backed key management with rotation and access controls
    • Least-privilege IAM, MFA, and short-lived credentials for production access
    • Continuous vulnerability scanning and third-party penetration testing
    • Formal incident response with defined severities, runbooks, and post-mortems
    • Vendor risk management for every subprocessor in the data flow

    Turning compliance into a sales asset

    For enterprise and banking partners, your security package is often the first serious document they read. A well-maintained SOC 2 report, a current PCI attestation, a public trust page, and a fast, honest answer to security questionnaires can turn a six-month procurement cycle into a six-week one. Compliance done right is not a cost center — it is one of the highest-leverage investments a serious fintech can make.

    Frequently asked questions

    Are you SOC 2 compliant?

    Yes, we maintain SOC 2 Type II and can share the report under NDA during procurement.

    How is customer data protected?

    Data is encrypted in transit and at rest, access is least-privilege with MFA, and every access event is logged and reviewed.

    How do you handle security incidents?

    We follow a documented incident response process with defined severities, customer notification commitments, and post-incident reviews.